Don't waste your time
One of the most frustrating aspects of getting into personal finance is how hard it is to persuade others of the benefits. I imagine it's a bit like being some kind of evangelical, convinced that yours is the only path to salvation and desperately trying to get others to join you.
I actually wrote about this in 2013 before this site existed.
I have one friend in real life that I can talk to about personal finance, and one family member. Other than that everyone I know dismisses the concepts we talk about here, or hasn't been willing to consider them yet.
Occasionally I will get comments here or on Facebook like 'it's not possible to save 20% of your income if you have children', or 'I'm not going to retire, I'll just keep working until I die', or 'investing is too dangerous, so we just keep our money under the mattress'.
It's taken me a long time (I'm a slow learner) but I have come to understand that it's not possible to change people's mind by explaining things. A lot of people are emotionally invested in their ideas, so arguing or debating with them is a waste of time and just likely to produce unnecessary stress.
Apparently Henry Ford said, “Whether you think you can, or you think you can't -you're right.”
People who think they can't save, can't reduce their consumption, can't learn about investing, can't plan to retire, can't.
All we can do is offer encouragement, information, and support to those who are interested, are looking to change, who think they can. And maybe keep bringing it up occasionally with others ;)
How about you? Any success stories in persuading family or friends?