The next RetireJapan project
I mentioned on the Facebook page that I am writing a book about iDeCo accounts.
Now, if you can read Japanese, the best (cheapest, most comprehensive) option is to get a copy of Minako Takekawa's 確定拠出年金活用入門. However, many of our readers would prefer to have something in English.
As there are no books in English on iDeCo at the moment I have no choice but to write my own :)
I'll be taking material from the site as well as writing new material. Right now I am trying to figure out what should go into the book.
I currently have the following 'chapters' planned out:
- Who are you? (er, that would be me)
- What is RetireJapan?
- What is an iDeCo account?
- What are the benefits of iDeCo?
- How does iDeCo reduce income tax?
- Is it completely tax-free?
- What are the requirements to open an account?
- Who should open an account?
- How do I apply?
- What is the application process like?
- How long does it take?
- How should I choose a provider?
- What should I buy in the account?
- How should I manage my account?
- What happens if I leave Japan?
- What happens if I die?
- What happens if I become disabled?
- Can I get my money early?
- What if I’m a US citizen or green card holder?
- When do I get my money?
- How much tax will I have to pay?
- What other accounts are there?
- Where can I get more information?
I'd love to hear your thoughts. Am I missing anything? What else would people want to know? For people who have iDeCo accounts, what do you wish you'd known about in advance?