They are pretty boring, actually
Last week I sat down and did my personal annual review for 2014, and then put together goals and resolutions for 2015.
My financial goals for this year are pretty boring. Basically I feel pretty happy with the investment plan I put together last year, so this year is just a case of continuing to do the same thing.
My financial goals for 2015:
1. Max out my NISA account. This appears to still be one million yen per year, although I read that the government has decided to increase the yearly limit to 1.2 million. If that happens I will try and find the extra money to max it out. I hold dividend paying stocks in my NISA account, both US and Japanese.
2. Save up some cash for emergencies. I have decided to hold this in GBP instead of yen, and will be saving small amounts to my Shinsei bank Sterling account when I can. My eventual goal is 10,000 GBP (I have just over 1,000 now) and am hoping to save a couple of thousand this year.
3. Make some more money online, though ebooks, advertising, teaching, etc. This is something I have pretty much failed at so far, so am looking forward to getting better at this.
Er, that's it. About as interesting as watching paint dry, but I'm good with that. If your investment plan is exciting, you may well be speculating and not investing.
How about you? Do you have any goals for this year?
My financial goals for this year are pretty boring. Basically I feel pretty happy with the investment plan I put together last year, so this year is just a case of continuing to do the same thing.
My financial goals for 2015:
1. Max out my NISA account. This appears to still be one million yen per year, although I read that the government has decided to increase the yearly limit to 1.2 million. If that happens I will try and find the extra money to max it out. I hold dividend paying stocks in my NISA account, both US and Japanese.
2. Save up some cash for emergencies. I have decided to hold this in GBP instead of yen, and will be saving small amounts to my Shinsei bank Sterling account when I can. My eventual goal is 10,000 GBP (I have just over 1,000 now) and am hoping to save a couple of thousand this year.
3. Make some more money online, though ebooks, advertising, teaching, etc. This is something I have pretty much failed at so far, so am looking forward to getting better at this.
Er, that's it. About as interesting as watching paint dry, but I'm good with that. If your investment plan is exciting, you may well be speculating and not investing.
How about you? Do you have any goals for this year?
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